Really Old Money Saving Tips That Are Still Effective Today

Money-saving is not new. It has been necessary for billions of people in human history. There are so many money-saving tips that are offered because people have been concerned with maintaining their wealth and having money ever since currency first appeared. Money-saving is possible when you practice due diligence and actually do what you say you will do. Here are some older money-saving methods that were and still are highly effective in getting you started. Buy When You Afford This is one of the most important things you need to understand about dealing with a tougher financial situation. You should only buy something if it can be afforded. Financial goals should be set, and you need always to know how much cash you have available.

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The Blockchain Could Change the World

Regardless of your opinion of Satoshi Nakamoto’s cryptocurrency, Bitcoin, the technology behind it is revolutionary. Known as blockchain, all Bitcoin transactions are permanent, anonymous, and virtually impervious to tampering and fraud, making it superior to conventional recordkeeping systems. Invented in 2008, Bitcoin has grown into a legitimate currency accepted in many places online and the high street. It found an early adopter in iGaming websites, some of which now accept Bitcoin exclusively for their video poker, sports betting, and roulette games. The website, for example, also offers a Bitcoin ‘faucet’, where players can ‘mine’ currency.

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6 Frugal Tips to Help Pay Down Debt

paying down debt tips

Debt. Ugh, what a horrible word. Can we just erase this word from the dictionary completely? If you carry around debt with you, then you know exactly how the sound of that word feels. It is stressful, it causes frustration, and it makes you want to curl up and not face reality. But before you panic, consider these strategies (especially for college students) to help you start paying down your debt, whether it is from student loans, personal missteps, or both. 1. Don’t Just Pay the Minimum Whether you are paying your student loan or a credit card bill, do not simply just pay the minimum. Of course, if you are short one month, the minimum is all that is required to keep your account in good standing, but the more you pay, the quicker you can pay down your debt. To ensure financial efficiency, try to send in additional money that you have instead of pulling from your savings account or your other funds. For example, if you plan to spend $200 on groceries, but you only spend $150, then send the extra $50 to your debt.

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