Category: Finance

Maintaining a good credit score is one of the most important things you can do for your own and your family’s future. Without the right score, you might be unable to buy a house, loan money for a business, or even have a credit card that doesn’t come with too many strings attached. Sadly, credit scores can still be negatively impacted – by no fault of your own – when credit providers and financial institutions grow careless. Many debt collections can remain on your credit report even if you’ve paid them in full. In cases like this, many people can’t wait for the collections to go away independently. Even in cases when they shouldn’t be there, collections can be difficult to remove from credit reports. If you’re suffering from a problem like this, here are some ways you can try to get them removed from your credit report. 

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Traditional banks have been around for centuries and have essentially controlled the world of finance and customers. In a world where banks are seemingly constantly increasing interest rates and off the back of the global financial crisis, many people are looking for new ways to control their own money without the input of banks. Recent figures from a study by Yougov show that consumers continue to trust banks, but 66% of Brits believe that they do not work in the best interest of customers. Over half of the people involved in the study believe that banks may be the cause of another global financial crisis. Recently fintech businesses have introduced new products to the market that allow consumers to take control of their finances. These businesses are changing the future of the financial industry all together and could have a massive effect on global banking. Here are four ways that Payments Technology is changing the business of finance.

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There are many forex trading platforms in the market. Each platform comes with a unique set of tools that allow the trader to make their trades with ease. While most of the platforms on the market are created for general use, there are some that are better for beginners. Expert traders who have mastered their craft often go for any platform. For beginners, though, selecting the right platform is crucial for a fruitful trading experience. Here are the eight best forex trading platforms for beginners.

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Secure and dependable payment is crucial when it comes to running an ecommerce business. Both customers and business owners want to be sure the deal will go through safely and quickly. Luckily, the payment gateway solutions market has dozens of options to offer. In this post, we’ll go through the five most popular gateway payment tools with mobile SDKs so that you can make up your mind as to which of those you should use for your business. 1. PayPal The list of payment getaways starts with PayPal. For dozens of years, it’s been a top solution in online payments. There’s a reason for such comprehensive support – PayPal covers 190 countries, with 26 currencies and five credit card types. The gateway offers a range of services for both personal and business use.

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There are many different kinds of analysis done in the forex market. The goal of the analysis is ultimately to track the direction of the market so as to make worthwhile trades. The fundamental aspect of forex analysis is all about the broader economy as a whole and not any specific market factors. The goal of this analysis is to determine how the major factors in the economy affect the value of the currency. There are many facets involved in this kind of analysis. The overriding philosophy, however, is that the price of assets always returns to the normal range in the long term. Because of the dynamic nature of this method of analysis, it is often possible to determine the correct value of assets. This is in stark contrast to technical analysis, which relies on analyzing the price of the asset and not necessarily its value. So, what sets fundamental analysis apart from other forms of analysis?

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In business, there are many routes to success. Some people achieve their goals using well-established techniques, while others experiment and succeed. The common factor that defines all successful people, though, is consistency. The forex market is known to be one of those that possess a great potential for those looking to invest. This market is enormous, and it gives opportunities to people with different investment goals. To succeed in this market, though, you need to be diligent in your work. You need to have a number of working strategies. There are indeed a plethora of strategies that can be used in forex trading. The following are the four simple forex trading strategies that actually work. 1. Breakout Trading Breakout trading is excellent for beginners as well as experienced traders. The strategy is quite simple and straightforward. The most important rule for this strategy to work is following up on the trends closely so that you can identify the highs and lows. In breakout trading, the strategy is to buy breakouts on the charts to new highs and sell new lows. Many traders avoid this strategy because they think they might miss the opportunity if they do not anticipate the pullback.…

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The stock market, just like other markets and realms, has been vastly influenced by technology. Recent years have mainly been all about technology and its benefits. Considering how much technology is entrenched in the day-to-day aspects of the trade, it is almost inconceivable to think of how the market was a decade ago. The kind of efficiency that has been brought by technology has not only made the market more efficient, but it has also helped it grow by leaps and bounds. If the technology were to be removed today, the losses that would be experienced in the market would be colossal. But how exactly is technology impacting the daily activities in the stock market? Let us analyze the critical ways that tech is shaping the market. Normalization of Electronic Trading The first and most obvious impact of tech on the stock market can be seen in the electronic trading realm. This specific segment of the market is now the largest, and this was not the case only a few decades ago.

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Earning money with cryptocurrency has become something many people and companies strive for. Bitcoin has changed the way we view the world of money. The ups and downs this new currency experiences makes any related operation filled with adrenaline. Can you make money using cryptocurrency? Does it make sense to mine Bitcoins? When is the next surge due? Is Bitcoin a bubble? The numerous questions are more complicated to list than the new cryptocurrencies, which have been springing up like mushrooms after the rain. Accountants, finance managers, investors, schoolteachers, and taxi drivers are following the newest cryptocurrency trends, like their favorite TV series. We asked crypto and accounting experts from IBA Group to share a few such trends we are seeing and will see in 2018.

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April 16, 2018: There is debate over the countries that are friendly toward ICOs. The list of the friendliest ones includes Estonia, Switzerland, Luxembourg, Singapore, Gibraltar, the Cayman Islands, Lithuania, and Malta. Then there are regions such as the EU, the US, and Russia that are strict but open to the idea of ICOs. Then again, there is Japan, which has legalized the use of crypto money. Last, there’s China and South Korea that have banned this digital crowdfunding phenomenon altogether. All of these developments are making the ICO landscape evolve in unimaginable ways. Just like a region’s regulatory friendliness, its jurisdictional history in dealing with crypto assets is yet another important factor that changes the way these ICOs raise money. More commodity regulators are desperate to find fraud in ICOs. These agencies worldwide analyze the representations and promises that an ICO makes to its investors and consumers. With that analysis, these agencies are nipping all those scammed ICOs right in the bud. Many ICO investors find the involvement of regulatory bodies in ICOs reassuring, as many projects make unrealistic claims or sell security tokens as consumer assets. But what are these regulations, anyway? Let us explore. The local regulations…

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Calculating R&D tax credits At the mention of anything regarding tax, many of us automatically recoil, convinced that what ensues will be beyond our understanding. It’s for this reason that businesses often miss out on claiming R&D tax credits when carrying out innovative projects. These credits, however, can prove a significant cash injection particularly for SMEs, as the rewards can be substantial. The exact figure depends on a number of factors, but it’s possible to get an idea of how much you can claim for by following some simple steps. Here’s a helping hand to get you started.

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