Money-saving is not new. It has been necessary for billions of people in human history. There are so many money-saving tips that are offered because people have been concerned with maintaining their wealth and having money ever since currency first appeared. Money-saving is possible when you practice due diligence and actually do what you say you will do. Here are some older money-saving methods that were and still are highly effective in getting you started. Buy When You Afford This is one of the most important things you need to understand about dealing with a tougher financial situation. You should only buy something if it can be afforded. Financial goals should be set, and you need always to know how much cash you have available.