How to Handle Surprise Medical Bills

According to many financial and healthcare experts, surprise medical bills are becoming more common. As the cost of medical services rises and insurers are reluctant to increase benefits. As a general rule, about 20 percent of hospital bills have surprise charges, even for those who have health insurance. Across the hospital networks, there are millions of surprise medical bills each year that add up to billions of dollars. If your insurance plan doesn’t allow for out-of-network care, your insurance company could deny coverage entirely and leave you with the entire bill. Additionally, widespread practice is known as balance billing, where you are charged the difference between what insurance covers, which can also result in higher than expected bills. A surprise bill might mean that you end up owing hundreds or even thousands of dollars.










