Top Govt Bank Exams in India: Detailed overview

The banking and financial sectors are the two main sectors responsible for India’s economic growth today. Multiple exams are held throughout the year to select personnel for the banking sector. A job in the banking sector provides security and growth with perks and benefits that are better than other sectors. Many aspirants wish to join the banking sector and appear for various upcoming government exams, including the RBI Grade exam, SBI PO exam, SBI Clerk, IBPS PO, IBPS clerk exams. Candidates from no specific educational background can apply for these jobs. They require a graduation degree, aptitude, basic computer know-how, and banking sector awareness to apply and appear for any of these exams. 


The IBPS conducts bank exams for almost 27 public sector banks. Some of the top bank exams are as follows:

  1. RBI Grade Exam- This is held for the entry-level managerial post in RBI. The RBI Grade B officers overlook the day-to-day functioning of the college and are responsible for its smooth operation and order. To become a Grade B officer at RBI, candidates must appear for two examination phases and an interview. The Phase I exam consists of questions from the English language, general knowledge, reasoning, and quantitative aptitude. The Phase 2 exam has questions from the economics and financial awareness, and one of the three papers is also fully descriptive. Candidates applying should be Indian citizens and should fall in the age group of 21 to 30 years. They should have scored a minimum of 60% marks or an equivalent bachelor’s degree and 12th and 10th standard graduation degree from recognized institutions. A notification regarding the exam dates, pattern, syllabus, process, etc., is released every year on the official website.
  2. RBI Assistant- The RBI conducts the exam for these positions in various offices in different cities. The candidate applying must have a graduate degree with 50% marks and an age limit of 20 to 28 years. The official notification provides details regarding the number of vacancies category-wise in each city. Along with a handsome salary, the RBI assistant is also entitled to other allowances and perks like house rent allowance, dearness allowance, local allowance, etc. The exam has 3 stages, i.e., the prelims, mains, and a language proficiency test. The preliminary exam is the first exam the candidates appear for with aptitude, quantitative knowledge, and English. The mains has the same 3 sections as the prelims in addition to general awareness and computer knowledge. The candidates who clear the mains exam have to appear for the language proficiency test conducted in the local language of the concerned state.
  3. SBI PO- SBI PO job is a highly coveted job because of the SBI name-brand value, a lucrative pay scale, and ample growth opportunities for the officers that other banks in the sector might not be able to offer. A lot of candidates apply for the exam every year. SBI monitors the exam, and only a few candidates are selected from a massive pool of applicants. The SBI PO exam notification is released each year, giving details about the exam like dates, exam pattern, syllabus, and essential points about the recruitment for the prospective candidates. This notification is on the bank’s official website. The exam and selection process consists of 3 phases, i.e., prelims, mains, and a GD interview round. One needs to clear the exam stage to get to the next stage. The final selection is made based on both the mains exam result and the applicant’s merit.
  4. SBI SO- The SBI conducts the exam for SO each year. It is a national-level exam for the specialist officer posts in SBI. Each number of posts has a certain number of vacancies specified in the official notification released by the organization each year. The candidates applying must be Indian citizens. Other eligibility criteria, such as educational qualifications, age limit, etc., are specific to each post the candidate applies for. The selection process consists of mainly 2 rounds, i.e., online examination and interview. The online examination has 2 papers. The candidates are then shortlisted for the interview based on their performance. There might be some changes in the process for different posts. 
  5. IBPS PO- This exam is conducted by the Institute of Banking Personnel Selection to recruit PO for different public sector banks. The candidates applying must be within the age limit of 20 to 30 years. The selection process consists of 3 stages. The first is the preliminary exam, an online objective exam consisting of three sections: English, numeric, and reasoning. The main exam is the second stage of the selection process. It is also an objective type with economics and banking awareness questions and prelims papers. This paper also has a descriptive English language question. After clearing the mains exam, the selected candidates have to sit for an interview with a panel of officers. 
  6. IBPS SO- This exam is held for hiring specialist officers for various posts like IT Officer, Agricultural Field officer, Law officer, Rajbhasha Adhikari, etc., for different public sector banks. The candidates applying must be within the 20 to 28 years age limit. The academic qualifications vary from post to post. The selection process is 3 tiers. It has a preliminary exam, the main exam, and finally, the candidates clearing these exams must go through an interview round. 
  7. IBPS RRB- This exam is conducted each year for the IBPS RRB Assistant and IBPS RRB officer posts in the regional rural banks. The IBPS conducts the exam for clerks and the officers of scale I, II, III. Candidates applying must be citizens of India. The educational and age criteria are different depending on the scale of the officer post. The number of vacancies for each post is different. The selection process for the clerk post consists of two exams: the prelims and the mains exam. The selection is made solely based on the marks obtained. The IBPS RRB officer candidates have to give the preliminary and mains exam and sit for a personal interview. The syllabus for the exam for both posts is the same. 

Comments are closed.